PRIVACY POLICY

Credit Reset Academy (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and safeguard information when you use our website, services, and educational resources (collectively, the “Services”).

By using our Services, you consent to the practices described in this Privacy Policy.


1. Information We Collect

We may collect the following types of information:

Personal Information You Provide:

Name, email address, phone number, billing address, and payment details.

Information provided when you purchase products, sign up for programs, or contact us.

Financial Information (if applicable):

Information you voluntarily share regarding your credit, debt, or financial situation for educational purposes.

Automatically Collected Information:

IP address, browser type, device information, and usage data through cookies and similar technologies.

Third-Party Data:

Information from payment processors or platforms you use to access our Services.


2. How We Use Your Information

We use the information we collect to:

Provide, manage, and improve our Services.

Process transactions and deliver purchased products.

Send updates, newsletters, and promotional materials (you may opt out anytime).

Respond to inquiries and provide customer support.

Comply with legal obligations and prevent fraud or misuse.


3. Sharing of Information

We do not sell your personal information. We may share information with:

Service Providers: Trusted vendors who help us operate (e.g., payment processors, email platforms).

Legal Compliance: If required by law, subpoena, or government request.

Business Transfers: In the event of a merger, acquisition, or sale of assets.

All third-party service providers are required to safeguard your information and use it only for authorized purposes.


4. Cookies and Tracking Technologies

We use cookies, pixels, and similar tools to enhance site performance, track usage, and deliver personalized content.

You can disable cookies in your browser settings, but some features may not function properly.


5. Data Security

We use administrative, technical, and physical safeguards to protect your data.

While we take precautions, no system can be 100% secure, and we cannot guarantee absolute security.


6. Your Rights

Depending on your location, you may have the following rights:

Access, update, or delete your personal information.

Opt out of receiving marketing communications.

Request a copy of the data we hold about you.

Restrict or object to how your data is processed.

To exercise these rights, contact us at [email protected]


7. Children’s Privacy

Our Services are intended for adults 18 and older. We do not knowingly collect personal information from children under 18. If we learn we have inadvertently collected such data, we will delete it promptly.


8. Data Retention

We keep your information only as long as needed to provide Services, comply with legal obligations, resolve disputes, and enforce agreements.


9. Third-Party Links

Our website may include links to third-party sites. We are not responsible for their privacy practices or content.


10. International Users

If you access our Services from outside the United States, you consent to the transfer of your data to the U.S., where privacy laws may differ from your home country.


11. Updates to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted here with a new Effective Date. Continued use of the Services after updates constitutes acceptance.


12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Credit Reset Academy

[email protected]