TERMS OF SERVICE
Welcome to Credit Reset Academy (“Company,” “we,” “our,” “us”). These Terms of Service (“Terms”) govern your use of our website, services, content, and educational materials related to credit education, financial literacy, and credit-building resources (collectively, the “Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, do not use our Services.
1. Educational Purpose Only
Our Services are provided for educational and informational purposes only.
We are not a credit repair organization as defined by federal or state law, and we do not provide legal, tax, investment, or professional financial advice.
Nothing on our website or in our programs guarantees specific credit score results or financial outcomes.
2. Eligibility
You must be at least 18 years old and a resident of the United States to use our Services.
By using our Services, you represent that all information you provide is truthful and accurate.
3. User Responsibilities
You agree not to misuse or copy our content for resale, distribution, or reverse engineering.
You are responsible for maintaining the confidentiality of your login credentials.
You agree to comply with all applicable federal, state, and local laws regarding credit and finance.
4. Payment and Refund Policy
Access to certain Services may require payment. Prices will be disclosed before purchase.
Payments are due at the time of order unless otherwise stated.
Unless otherwise specified, all sales are final and refunds are not guaranteed once educational materials are accessed or downloaded.
We reserve the right to suspend access for non-payment or chargeback disputes.
5. No Guarantee of Results
Your credit score depends on many factors beyond our control, including your personal financial behavior, creditor reporting, and credit bureau policies.
We do not guarantee any specific credit score increase, creditworthiness, loan approval, or financial outcome.
6. Intellectual Property
All materials, logos, designs, guides, workbooks, videos, and digital products are owned by the Company and protected under copyright and trademark laws.
You may use them for personal, non-commercial use only.
Unauthorized reproduction, resale, or distribution is strictly prohibited.
7. Limitation of Liability
To the fullest extent permitted by law, the Company is not liable for any damages, losses, or claims arising out of your use of the Services.
We are not responsible for actions taken by credit bureaus, creditors, lenders, or third parties.
You use the Services at your own risk.
8. Third-Party Links
Our website may include links to third-party websites or services. We are not responsible for their content, policies, or practices.
9. Termination
We may suspend or terminate your access to the Services at our sole discretion if you violate these Terms.
Upon termination, your right to access our materials ends immediately.
10. Governing Law
These Terms are governed by and interpreted under the laws of the State of Texas.
Any disputes will be resolved in the state or federal courts located in Texas.
11. Changes to Terms
We may update these Terms at any time. Updates will be posted on this page with a revised Effective Date.
Your continued use of the Services after changes means you accept the revised Terms.
12. Contact Us
If you have any questions about these Terms, please contact us at:
Credit Reset Academy